WI Report – Jan 2016

Trish Cox, our President and other members of the Craft Club, presented us with a hands on opportunity to be crafty. Trish explained that she had wanted to join together with like minded people and had tried initially to have craft projects at her house.This had not been very successful and eventually in 2013 the Craft Club was formed, meeting at the Meadway Hall on the first Tuesday of the Month. This club has gone from strength to strength, with members displaying a variety of talents.The only thing that they have not been able to master is crochet,but help is at hand with Mary Burt’s granddaughter, Hannah, willing to give instructions. Australian cross stitch was demonstrated, no one knows why this is so called, Christina Napper learnt the tricks of the trade whilst holidaying in Australia, this stitch not being known in England unless someone out there knows better,please let us know. One proud achievement is the making of 48 cushions, used in the oncology departments of local hospitals,for the comfort of breast cancer patients.Other items include many varied Christmas decorations, decupatch the art of making decorative items with little scraps of paper and glue.One of Trish’s new ventures is the making of knitted brooches which were very attractive.For the next two months the theme will be Easter but everyone is welcome and it is not necessary to make anything, just drop in for a coffee and a chat.Bring along your own project, one enthusiastic member brought her horse blanket to repair. Tables were set out with everything needed to have  go and soon everyone was knitting, stitching, glueing and pushing pieces of fabric into polystyrene shapes. This who!e session was very successfully organised and carried out with great aplomb by Trish.

Resolutions were discussed and votes taken. Sue Searle had resigned as our team convenor and Sally kindly volunteered to take over this position. Sheila Taylor spoke on behalf of all members when thanking the aforementioned Craft Club For the valiant fund raising activities they have carried out over the past months.Subscriptions were paid and names taken for the forthcoming Roadshows and Public Affairs Visit to the Avon and Somerset Police Bridgwater Custody Unit.

Competition Hand Made Item, Pat Maddaford jewellery, Sally Walker walking stick, Francis Riley knitted clothes for dolls.

Flower of the Month PT Maddaford.

Next month’s speaker is Steve Greenhalgh Somerset Road Safety.

 

Wendy Edwards.

Enjoy the Countryside Responsibly with your Dog

Enjoy the Countryside Responsibly with your Dog – Poster

The NFU is encouraging dog owners and walkers to be vigilant and responsible by sharing some simple guidance to make sure people, pets and livestock are safe.

http://www.nfuonline.com/loveyourcountryside_final/

Neospora abortion is now the most commonly diagnosed cause of abortion in cattle and is a serious concern for UK farmers. It can be caused by cattle ingesting the protozoan parasite Neospora caninum which may be carried by dogs and excreted in their faeces.
With your help the risk of cattle becoming infected can be significantly reduced by ensuring that all your dog’s faeces are picked up when walking in the countryside. Please remember to carry a litter bag with you and take it to your nearest dog litter bin for disposal.

Please adhere to ‘The Countryside Code’ and help protect the countryside and the animals that live in it.

A new leaflet entitled ‘Enjoy the countryside responsibly with your dog’ is available to view on the NFU website. To view or download the leaflet visit

http://www.nfuonline.com/…/latest-you-your-dog-and-the-cou…/

Thank you from the farming community for your help in protecting our beautiful British countryside together with the health and wellbeing of our livestock.

Preventing infection from worms

Both phases of the tapeworm’s life cycle must be broken in order to prevent infection. Suggestions include:
• It is important to control tapeworm infection in domestic dogs. Infected dogs usually don’t have any symptoms. Don’t assume that your dog isn’t infected just because it seems happy and healthy.
Regular preventive deworming of dogs is important, especially in rural areas where dogs may have access to animal carcasses.
• Take your dog to the vet for diagnosis and treatment (if necessary) for tapeworm infection. Treatment includes regular dosing with anti-tapeworm medicines.
• While your dog is undergoing treatment, dispose of its faeces carefully. Wear rubber gloves. Incinerate or bury deeply all dog droppings for at least three days. Wash your hands thoroughly after disposing of dog droppings.
• Thoroughly clean and disinfect the kennel and surrounding area.
• Always wash your hands with plenty of soap and water after touching your dog. Instruct children to do the same. Supervise small children when they wash their hands.
• Wash hands before eating, drinking and smoking and after gardening or handling animals.
• Only feed your dog with commercially prepared dog foods.
• Do not feed raw or cooked offal to your dog. This includes offal bought from a supermarket or butcher.
• Be especially vigilant if you are a sheep or cattle farmer. For example, keep your dog fenced or on a lead when it is not working to prevent it from eating carcasses.
• Do not allow your dog to roam when holidaying in country areas.
• If you grow your own vegetables, fence your vegetable patch to make sure that pets and wild animals can’t defecate on the soil.

A common and effective wormer provided by Vets

http://www.mayoclinic.org/…/praziq…/description/drg-20065610

WI Report – December 2015

Angela assembled us for a group photograph and at the commencement of the business matters, Trish told us of Kathy’s

decision, due to health reasons, to resign as joint President. Trish will now act alone, Kathy asked members to give Trish their continuing support and Trish thanked Kathy for her previous input and wished her a speedy recovery.

The information that Compton Dundon was selected to represent Ashcott and Pedwell at the Annual General Meeting is incorrect ,

Shapwick W I is to do this, we wait to see if they wish to do so.We are now not needed to organise the short mat bowls competitions.

A letter of thanks from Mo Retford for our contribution to the recent Group Christmas concert at Puriton where we performed an

original sketch cleverly written by Sally Walker. Trish reported on the Christmas dinner held at the Castlebrook Inn when mine hosts did us proud, we all enjoyed the food and the hospitality, thanks to Trish and Val for organising this event.

Despite Trish hitting a magnificent 63 and Anthea 55 pins, we still lost to  Middlezoy by 57 pins, hard to believe but well done Middlezoy.

Jenny Barham spoke and demonstrated on the art of creating wonderful Christmas Garlands from everyday household items and scraps of materials,preferably cut from garments with sentimental connections, thus creating a garland of memories combined with vibrant colours. No need to spend large amounts of money, Jenny expressed surprise at the prices charged at up market shops for items which can be made at home,simply and cheaply. Have a go, involve your grandchildren in making painted trees pulling them away from the I pads, is Jenny’s advice. Jenny congratulated the members who had contributed homemade craft items to the stall at the meeting and said the quality of work was exceptionally high. Sheila Taylor,in thanking Jenny, said she had been inspired with the many wonderful and original ideas.

Mary Burt won 1st prize in the Christmas 200 club draw with Mary Badman also receiving a prize. The competition for a table decoration was won by Pat Maddaford,second Angela Castle, third Trish Cox.F!ower of the Month won by Joan Carbin with Christmas Roses.

Presentations: Skittles Cup Mary Burt. Flower of the Month Cup Sally Walker.Competition Cup Janet Davies.Short Mat Bowls Competition,Certificates and Trophy Frances Riley and Anthea Bell. Village Show W I Shield Cookery Boiled Fruit Cake, Sally Walker.

The evening concluded with a drama presentation, reading of a funny poem and a very special raffle, hampers won by Kath Franks, Janet Wall and Val Day. Special sweet packages won by Val Day,Pat Mizen,Wendy Edwards, Angela Warren,Corrine Webb.

We all received a present from Secret Santa. End of another year, happy new year to everyone, see you in January, second Wednesday in the Month, new members very welcome.

Wendy Edwards.

Compton Dundon Broadband Updated – Again

Street 01458 44 … numbers and Littleton 01458 27… numbers - you are currently not included in a Connecting Devon and Somerset upgrade Program.

B4RDS NEEDS YOUR HELP:

Before CDS issues Invitations to Tender for Phase 2 of the Superfast Broadband programme we want to collate a list of the postcodes in Devon & Somerset that still need fast broadband. Please can you email postcodes and/or village names to this dedicated email address:

Phase2nominations@gmail.com

BEFORE JANUARY 30.

B4RDS will then lobby for these postcodes to be included in Phase 2.

NB Please include your telephone number with your email in case any postcodes need to be checked.

Graham Long's photo.

Recommended Action

Contact your

MP David WARBURTON

david.warburton.mp@parliament.uk

David Hall – County Councillor Responsible for Connecting Devon and Somerset

DHall@somerset.gov.uk

Dean Ruddle – County Councillor

DDRuddle@somerset.gov.uk

Regional BT Chief

paul.3.coles@bt.com

Personel implementing admin for CDS

laurent.boon@bt.com

MDBallard@somerset.gov.uk

Somerton 01458 27… numbers – you can order your Service NOW.

Cabinets serving your postcode are currently live and accepting orders for fibre (the list of cabinets shown below). In order to check if your premise is covered by this upgrade, and hence whether you can receive a higher speed connection, you will need to check with an internet service provider (ISP)

In order to gain an measure of the benefits of the upgraded service whether or not you have upgraded to the Superfast Service please run the BT speed test using the link below

http://speedtest.btwholesale.com/

and advise us Hugh Thomas <hughthomascdpc@gmail.com> what speed you had before, and what speed you have now, with your telephone number, and what service you are now using.

Frequently Asked Questions

What do you mean by superfast broadband?

For the purposes of the Connecting Devon and Somerset programme, we are defining superfast broadband as anything with speeds in excess of 24Mbps in line with Central Government’s definition.

 

How much will it cost me if I chose to switch to a superfast service available in my area?

The cost of a fibre service will ultimately depend on which internet service provider (ISP) you choose to go with, as well as the tariff/bundle you choose to purchase. To gain an idea of how much a fibre service will cost we would suggest you enquire with a range of ISPs. Many seem to be able to upgrade their service without having to pay more which suggests we have been overpaying for a poor service in the past.

How will I know when fibre broadband is available for my house/business?

In terms of infrastructure availability, the status of each postcode in the programme can be checked using the CDS  Where and When map. We also update the news page of our website when new areas change from under evaluation to coming soon, or when areas become live. In addition we use social media and inform local press and parishioners, as well as sending leaflets and list of postcodes to parishes.

In terms of service availability we notify all internet service providers (ISPs) of infrastructure availability before a cabinet becomes customer ready for service (CRFS). If an ISP subsequently takes up this infrastructure they may send their own marketing material to the area in question.

Ultimately the service and speeds available at a premises will depend on the copper line distance between a cabinet and a premises (unless the connection is fibre to the premises); whether the ISP of choice has taken up the infrastructure; and what packages and tariffs you choose to go with if available in your area. All such factors may be determined by contacting an ISP.

We would personally recommend investigating a range of ISPs to get a broad idea of the range and price of services available.

 

http://www.superfast-openreach.co.uk/buy-it-now/

http://www.ispreview.co.uk/isp_list/ISP_List_Superfast_Broadband.php

Existing BT customers can call 0800 121 4506 to discuss the benefit and necessity of upgrading their existing service.

 

Is there a chance that despite the rollout of superfast broadband I may not get access to it?

Some locations are so geographically remote that superfast broadband will not be achievable due to technical reasons and/or prohibitive costs. However, we aim to ensure that every part of the programme that currently receives less that 2Mbps gains uplift to speeds between 2-23Mbps.

 

I have been told I can get high speed fibre broadband, do I need to do anything?

You will not automatically be connected to the new service. You will need to purchase a new fibre package from an internet service provider (ISP) of choice. Please note that the cost of a superfast service may differ from your current broadband/internet service.

Once your order has gone through, an engineer will install the necessary equipment at your premises.

 

Which Fibre ISP?

Superfast broadband services offer the very best speeds available and prices are now surprisingly affordable. If superfast broadband is available in your area, we strongly recommend that you opt for this. Currently, government and public funding is being used to expand BT’s fibre broadband footprint to beyond 90% (and beyond) of UK premises by 2015.

As described in our What is Fibre Broadband page, BT’s Fibre to the Cabinet (FTTC) service delivers download speeds of up to 76 Mbps (with upload speeds up to 19 Mbps).

The price for superfast broadband may be substantially lower than you may think. In its its report on broadband, Ofcom found that the difference between the monthly rental fees for ISPs’ lowest-cost ‘superfast’ services and their lowest-cost ‘current generation’ services is often relatively modest. Currently, there are many offers to tempt consumers to fibre broadband. Particularly if you are prepared to change ISP, you may find that you will pay less with a new ISP for fibre broadband than you do now for conventional broadband!

BT Broadband is the biggest fibre broadband ISP. For the latest BT fibre broadband deals, visit the BT Broadband website. If you are seeking a cheaper, low-risk option, Plusnet is actually owned by BT but generally offers cheaper fibre broadband packages than BT.  For the latest Plusnet deals, visit the Plusnet website.

If fibre broadband is available in your area, it is important that you make the right choice of ISP and fibre broadband service to make the most of this new technology. As shown on BT Openreach’s website, many ISPs offer fibre broadband services. Typically, minimum contract lengths range from 12 to 18 months so please consider your choice with care.

Given that fibre broadband prices change almost daily and that services are offered by a great many ISPs, we have focused (below) on popular options or options where we have had particularly good experience.

Consider your expected usage, as unlimited packages may have benefits

It is important to consider your expected usage of fibre services. Some fibre services offered by ISPs limit monthly usage overall, or at peak time, and these are generally cheaper. For example, BT’s cheapest fibre service has a monthly allowance of 40 GB. While restricted usage may suit certain users, unlimited packages eliminate the concerns of exceeding a monthly allowance so that you are free to get the most from a fibre broadband connection.

As described in our Why you need superfast broadband page, fibre broadband unlocks a range of exciting services for broadband users previously limited by relatively slow speeds. Suddenly, a mass of bandwidth-intensive services become more easily available, including:

  • streamed video services, such as YouTube, Netflix, BBC iPlayer, ITV Player, Lovefilm, Netflix, Sky Go and BT Vision
  • TV and video download services, such as Sky Anytime Plus and Apple iTunes
  • fast downloading of HD video content (rather than standard definition content)
  • streamed music services, such as Spotify
  • voice and video telephony services, such as Skype and Apple FaceTime
  • online backup services, such as Carbonite, Livedrive and Apple iCloud.

These could be accessible by a range of devices in the home, including mobile phones, notebooks, tablets and Sky+ boxes. So, even if your current broadband usage is relatively modest, you may find that usage increases substantially with fibre as you take advantage of the wide, and increasing, range of services on offer. Recently, Ofcom reported that the average usage of superfast connections (55 GB in June 2013) is almost double that of conventional broadband connections.

Look out for any “fair usage” limits that may apply with ISPs claiming to offer unlimited usage options. “Fair usage” restrictions can be monthly allowances in a different guise!

Consider your expected or desired speeds, as you can save money opting for a slower package

The price of fibre services is not only determined by the monthly usage allowance but also by the maximum speeds offered, so it is possible to save money by opting for slower maximum speeds. BT and a number of ISPs offer two service types with different maximum speeds:

  • 76 Mbps downlink and 19 Mbps uplink (some say 80/20Mbps)
  • 38 Mbps downlink and 9.5 Mbps uplink (some say 40/10Mbps)

As with conventional broadband, there is a great deal of confusion about speeds delivered by fibre broadband services. Just as the data rates of conventional broadband fall as the distance from the exchange increases (as explained in our Chart of ADSL and ADSL2+ speed versus distance article), so the speeds of fibre broadband fall as the distance from the fibre street cabinet increases.

The expected downlink connection speed of fibre broadband (BT’s FTTC service) is dependant on the distance from the fibre street cabinet at B3151 Junction with Peak Lane. Only those living relatively close to the fibre street cabinet would be able to benefit from packages with the greatest maximum speeds.

So, there may be little point in opting for one of the fastest packages, and this approach could save you money! Furthermore, all of the applications that have been discussed above (including streaming of HD TV content) can be successfully delivered with downlink speeds significantly less than 40 Mbps.

Consider other aspects that may be important to you

While superficially many services may look similar, in terms of usage allowances, headline speeds and contract periods, you should also consider aspects that could be particularly important to you, such as:

  • quality of customer services and technical support
  • added (bundled) services (such as TV)
  • lack of traffic management (at peak times).

In an ideal world, you would rarely need to contact customer services. However, if you need help with a fault,  a service upgrade/downgrade or a billing or technical query, you may want your issue addressed quickly and effectively. As discussed below, smaller ISPs can often provide superior, UK-based, customer support compared with larger ISPs. It is worthwhile looking for feedback from existing customers before taking the plunge and ISPReview provides a useful list of UK broadband ISPs ranked in terms of real customer ratings.

Bundling of services (to include TV services) is becoming more prevalent, and companies such as Sky, TalkTalk and BT are increasingly incentivising users with a bundled range of services. For example, BT Broadband customers can now get access to BT Sport channels for free. If you are an existing Sky TV or TalkTalk TV customer, we recommend that you identify any special offers.

Speeds can be affected by traffic management in broadband networks, whereby speeds are throttled back at busy times to avoid congestion. Some ISPs (e.g. Plusnet) clearly state that traffic can be “managed” during busy periods with some services de-prioritised. Other ISPs, including BT BroadbandZen Internet and Xilo, clearly state that they do not implement any type of traffic management.

So which fibre ISP should I opt for?

As you have probably guessed from the discussion above, there is not a single answer for everyone, so you will have to make the decision based on what is important to you. To help further, we will now consider a number of popular ISP options, from the largest to the smallest.

BT Broadband has the highest market share of all ISPs

BT Broadband is the biggest broadband ISP in the UK with about 7 million customers and a substantial market share of fibre connections. Fibre broadband customers receive ‘free’ access to the new BT Sports channels on multiple devices (via fibre broadband and Sky boxes), and some sports enthusiasts may be swayed by the recent announcement that BT has secured the rights to screen Champions League matches.

We have been critical of BT’s telephone customer support and BT currently relies on overseas call centres. However, customers can often get a much better response online using the  BT Customer Support Community Forum. For the latest information about current BT prices and offers, visit the BT Broadband website.

Sky is the second largest ISP in the UK

Sky offers a range of bundled broadband, telephone and TV services. We recommend existing Sky customers to contact Sky to understand the latest offers, as these are often unpublished and are dependent on whether you subscribe to other Sky services. Sky is currently focusing on its ‘up to 38 Mbps’ fibre service, with a significant price difference between its ‘up to 38 Mbps’ and ‘up to 76 Mbps’ services. For the latest Sky fibre broadband prices and offers, visit the Sky Broadband site.

TalkTalk has suffered criticism about customer satisfaction

TalkTalk is one of the UK’s largest ISP, with a reputation for offering low-priced telephone, broadband (and more recently) TV services. Customers can expect to pay a premium of about £10 per month for TalkTalk’s unlimited  ‘up to 38 Mbps’ fibre service over its conventional unlimited broadband service.

TalkTalk has received criticism in the past for the quality of its customer support. However, we have found that TalkTalk users can often get a better response online using the TalkTalk Community.

For the latest prices and offers, visit the TalkTalk site.

Smaller ISPs can offer superior support

We have found that smaller ISPs can offer superior support to customers compared with the largest ISPs, although they are generally not able to match the broadest bundles of services offered by the largest ISPs (particularly involving TV).

We have had very positive experiences with Xilo (rated as the number one ISP in the UK from customer feedback by ISPReview).  Zen Internet is also a well regarded ISP offering fibre broadband services and is recommended by the Which Guide.

Some small ISPs tend to focus on offering fibre broadband service with monthly usage allowances, which may be restrictive compared with unlimited packages. However, we advise speaking to ISPs as some unlimited fibre services on offer are not advertised on their websites. For example, we understand that Xilo offers an affordable unlimited fibre option for users in certain areas of the country.

Expect to pay a premium over conventional broadband of about £10 for high-speed fibre services

While the comparison between fibre broadband and conventional fibre services is complicated by special offers and promotions,  you can currently expect to pay around £10 per month to upgrade from conventional broadband to high-speed fibre broadband. Given that fibre broadband generally provides a much superior experience to conventional broadband, many users may feel that this price premium is worth paying.

For those users who cannot justify the increased cost, we recommend viewing our Increase Broadband Speed Guide, to get the highest speeds for your existing broadband connection.

Thanks to Alastair Brydon of Unwired Insight for providing an analysis of the latest state of play with fibre broadband services.

 

What is Fibre Broadband?

Fibre to the Cabinet and Fibre to the Premises explained

Fibre optic broadband (usually shortened to ‘fibre broadband’) is the future of broadband. Currently, two forms of fibre broadband are being rolled out by BT: Fibre to the Cabinet (FTTC) and Fibre to the Premises (FTTP).

Fibre broadband can deliver significantly faster download broadband speeds than conventional broadband (ADSL and ADSL2+) services. Curently, FTTC services offer download speeds up to 76 Mbps while FTTP services offer download speeds up to 330 Mbps.

A critical issue with fibre optic broadband is availability, although this is increasing steadily. By September 2013, BT’s fibre broadband network could be accessed by about 17 million homes and businesses in the UK.

While FTTC currently accounts for the vast majority of fibre broadband connections, FTTP take-up will increase with the increasing availability of BT’s FTTP on Demand product (which launched in Early Market Deployment form in April 2013 at a limited number of exchanges). Eventually, this will be available in all areas where FTTC is available.

Inevitably, the broadband signal suffers attenuation (loss) as it travels along the copper cable all the way from the exchange to the street cabinet (particularly if the exchange is several kilometers away).

From the street cabinet, the broadband signal has to travel even further to your home or business premises.

The distance between your BT exchange and your premises can be relatively long – often several kilometres for many people, particularly those in rural areas.

As the broadband signal is attenuated as it travel along the copper cable, it also becomes more susceptible to interference, and long lines can be problematic in terms of both speeds and reliability.

As discussed in our article Chart of ADSL speed versus distance, the speeds achieved several kilometres from the exchange can be substantially lower than that achieved very close to the exchange.

For example, someone located about 0.5km from the exchange could achieve 24 Mbps and 8 Mbps downlink connection speeds with ADSL2+ and ADSL, respectively. At 3 km, these speeds would have reduced to about 9 Mbps (ADSL2+) and 7 Mbps (ADSL).

Fibre broadband eliminates the need for the ‘lossy’ copper cable between the BT exchange and the street cabinet, to significantly increase broadband speeds.

WI Report – October 2015

Kathie was indisposed, Trish welcomed members and several guests.

Janet gave notes from the annual  group meeting – Compton Dundon has been awarded the bursary of £150 which may be used at the discretion of the committee. In the competition for a Cider Related Item, a barrel stop and tap, provided by Sheila Taylor won first prize.The correspondence included a thankyou letter from Kath Franks for flowers received during her recent illness, we hope to see her back with us very soon. Adele sent a resignation letter as, due to personal reasons,  she is unable to remain a member.An invitation received from Shapwick W I for their forthcoming 90th birthday party on October 23 was greeted with pleasure and sadness as this is Shapwick’s swansong due to their imminent closure, never a good thing to hear.Final names were taken for the visit to Bucklers Mead W I on Tuesday November 10, donations please for the craft stall at the Big Breakfast November 21, names taken for the Christmas meal at the Castlebrook Inn Wednesday December 2. Three courses  £20 two courses £18 and money should be brought to the November meeting, neatly placed in an envelope and carefully labelled with member’s name.

Taking a team to play skittles in the Cup round at the George at Croscombe, opponents Buckland Dinham W I, we really struggled, due to holidays and illness etc, to muster a team and thanks go to  two gallant members, Frances and Sandra, who have scarcely played skittles at all but came along and although we lost by 24 pins, it was an enjoyable evening – sociable and followed by a ploughman’s supper.Our next match is against Puriton W I on Friday October 23 at the Ring of Bells Ashcott at 7.45 p m when we will  see if we can do a little better.

Scrabble and Ladies who Lunch were arranged,  names were taken for those members wishing to take part in the Polden Hills Group Aspects of Christmas concert our contribution to be organised by Anthea Bell and Sally Walker.

Judith Derbyshire, our speaker certainly gave us a lot to think about, her explanatory talk on things one really should do before slipping off this mortal coil, appoint a Power of  Attorney, Make a Will and understand the intricacies of Probate. The most important of these is to make a Will, simplifying matters for those left to deal with the estate of the deceased. It is also a very good idea, to leave a list of funeral preferences, saves much arguing and heartache in the long run. On death, assets in a sole name are frozen and can only be released when probate is granted. Another worrying aspect is that the powers that be will demand any tax due to be paid immediately – no time to sell property to raise much needed funds. There is, however, no tax to be paid between husband and wife, the day of reckoning comes when the surviving spouse dies. It is even more important for cohabiting couples to make a Will as a surviving partner has no claim on the deceased’s estate, no matter how long the relationship has been in existence. Judith gave guide lines as to the amount of money on which  death duties will be payable, there are several ways to ease the tax burden including giving away assets during one’s lifetime, as long as you live for seven years after bestowing the gift. Estimating whether or not one will be affected by Inheritance Tax and/or Capital Gains Tax, it is easy to forget just how much much house values have increased in our lifetimes.Divorce and remarriage thrown further spanners into the works and legal advice is recommended.

Summing up Judith said No 1 priority is to make a Will, and it is best to keep this simple and most importantly, fair to all beneficiaries, be careful with the appointment of Executors.Keep all paperwork very well organised and make sure your family or friends know exactly where important documents are kept. Mary Burt thanked Judith for her extremely well executed and helpful talk.

Judith then judged the competition for the Flower of the Month which was won by Mary Burt with a dahlia, the competition for Something Inherited was won by Joan Carbin with  a beautiful cup and saucer and teaplate, part of  a tea service which was her mother’s wedding present, Janet Davies taking second place and Wendy Edwards third.

With our cup of tea,we were offered a surprise slice of cake, thanks to :P at Maddaford who, with Royston are celebrating  48 years and Mary Burt, who with Harvey are celebrating 56 years of married bliss – well done all of you.

The Annual General Meeting will not be held next month as this has been moved to May of next year in accordance with new rules. The speaker will be Jennifer Matthew speaking on De-Cluttering – Real People and the competition is for a recycled object.

Wendy Edwards.